How Edly Works

1. Screen Schools

Edly screens school programs and focuses on the ones that provide a high return on student investment.

2. Create ISAs

Edly creates Income Share Agreements (“ISAs”) with students who agree to pay Edly a percentage of their salary after graduation.

3. Invest With Edly

Investors have 2 ways to invest:
1) EdlyOutcomes: A managed account for a more hands off investment. 2) Invest in individual school offerings.

4. Distribute Returns

Edly collects the payments from students and distributes them to investors on the 25th of each month.

5. Track & Report

Edly tracks the performance and reports to investors.

Start investing in higher education.

ISAs are an affordable and flexible alternative to student loans.

Instead of taking out a loan, students agree to pay a percentage of their future earnings for a fixed number of months.

The number of months can range from 24 – 120 months and students only need to make a monthly payment if they are working, and earning above a minimum salary.

How to get started with Edly.

Edly seeks investments in ISAs that we believe are likely to produce high risk-adjusted returns for investors, while also providing access to education for promising students.

1

Create your account

Open an account with Edly. Only Accredited Investors in the U.S. may invest with Edly.

2

Choose an amount

Choose an amount you would like to invest. You can invest as little as $10,000.

3

Fund you account

Connect your bank and transfer funds. Your money will be held at in a segregated account until invested.

4

Get paid monthly

You will receive monthly payments of available cash and updated performance reporting on the 25th of each month.

Choose higher education for higher returns.

Edly uses a systematic, research-based approach to invest in the top 20% of higher education programs.

Edly analyzes the historical outcomes of students as captured in data about the schools, the area of study, and geography. We look for an attractive relationship between the tuition of the program and the student outcomes. The higher the “ROSI” (Return on Student Investment) the more attractive it is to edly.

Edly protects its investors.


Direct Investment in the Assets

So that Edly has contractual rights to the cash flows generated by students.


Experienced ISA Servicers

Edly hires a third party servicer who collects payments from students.


Schools Have “Skin in the Game”

Edly seeks to make only partial advances to schools and investors are in a senior position to the school until investors have received a preferred rate of return.

Have more questions?

Learn more about investing with Edly, check out our FAQ, or get in touch.

Commonly asked questions

How is my investment taxed?

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How am I paid?

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How much can I expect to earn?

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Can I sell my investment?

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Is my investment safe?

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What fees are charged?

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